Mandatory Health Insurance

In General:

All students in Germany are obligated to have health insurance. You cannot be enrolled at TUM without sufficient health insurance. 

Health insurance is not mandatory to receive admission at TUM. Before you can be enrolled, however, your health insurance status has to be confirmed by a digital notification sent from a German public health insurance company (AOK, TK etc.) directly to TUM.

All applicants therefore need to contact a German public health insurance provider before enrollment – regardless of your country of origin.

The public health insurance provider confirms that

  • you are already insured sufficiently
  • you are exempt from the insurance obligation.

This confirmation is free of charge. If your insurance coverage is not sufficient, then you must obtain statutory health insurance in Germany.

As soon as the statutory health insurance company can confirm your insurance status, it will be digitally transmitted to TUM (TUM’s number is H0001558). Without this notification from the health insurance company, you cannot be enrolled.

Until the digital notification arrives, there will be a suspension in your TUMonline account preventing you from being enrolled.

After the digital notification arrives, the suspension will be removed automatically.

Processing of digital notifications may take up to 4 weeks. Please refrain from status requests during this timeframe.

If the suspension has not been removed after that time, please contact your health insurance company again.

Uploading a health insurance certificate in TUMonline is not mandatory but optional. Even if you upload a certificate, a digital notification by your health insurance company is still mandatory. If you upload your health insurance certificate, this document will be marked as “received”.

Exceptions and Info Sheet

Exemptions from mandatory health insurance: students starting their 15th (or higher) semester of active enrollment in their degree program [Fachsemester] and students age 30 and over, as well as doctoral students, are not required to have health insurance coverage.

Our info sheet gives a summary of the most important facts:

Health Insurance Info Sheet

Dates and Deadlines

Lecture period, lecture-free days, or enrollment periods – all semester dates and deadlines at a glance.

Student Advising and Information Services

+ 49 89 289 22245 
 studium(at)tum.de

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Personal advising sessions with General Student Advising by appointment.

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